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calculatorWhen buying real estate for sale in Ulster County, NY, one of the most crucial phases is securing the financing and getting pre-qualified. If a buyer is going to make a formal offer on a home, it is usually customary for the purchaser to submit a pre-approval letter, which is provided by a lender, and is an assurance to the seller that the buyer can afford the home; thus making it a stronger, more reliable offer. Sometimes buyers aren't aware that securing the financing is actually one of the first steps to take when starting a home search. I makes perfect sense however, that buyers should really know their budget before viewing properties; and it is only fair to the seller (and the buyer's agent for that matter!) that buyers view (and potentially make…

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