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        <title>Ulster County Real Estate Blog</title>
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    <guid>https://www.taftstreetrealty.com/blog/ulster-county-property-tax-info-how-not-knowing-the-true-numbers-can-hurt-you.html</guid>
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        <author>dylan@taftstreetrealty.com (Dylan Taft)</author>
        <title>Ulster County Property Tax Info | How Not Knowing the True Numbers Can Hurt You</title>
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Ulster County Property Tax Info | How Not Knowing the True Numbers Can Hurt You

Not too long ago, property taxes were not a major concern when looking at Ulster County homes for sale. Property taxes rarely, if ever, got in the way of a sale when it came time to close. My how the times have changed These days knowing the exact property taxes on a home for sale is a MUST. Otherwise buyers may be in for a big and possibly very costly surprise. With the date for tax grievances quickly approaching, we here at Taft 
Street Realty thought it would be a good time to talk about property 
taxes and how to obtain accurate tax information from your local municipality. In some cases if a buyer thinks the taxes are too high they may be able to get permission from the seller to grieve taxes on their behalf in an effort to make the home more affordable. Lowering the taxes can be the best (and sometimes the only) way a buyer can qualify to buy the home they love.

How To Gather Property Tax Info 

Tax records are public information, but that does not mean they are always easy to find Researching the tax information on a particular property tends to be more of a gathering of information from a variety of sources as opposed to a quick search of a main database. A home’s yearly property taxes are generally comprised of the town &amp; county tax, and taxes from the local school district. Adding the town and school taxes will give you the home’s annual tax bill. Simple enough - but in order to obtain that information one has to do a little digging. Where do you start? Taft Street breaks down the process to help you better understand how a home buyer can verify the exact, up to date tax numbers. 

Get the MLS Listing | But That's Just the 1st Step...

Say you’re interested in a home and would like to get an idea of its property taxes. If it happens to be for sale we encourage you to contact either your real estate agent to get the MLS Listing, or if you don’t have an agent, call the brokerage on the sign and ask that they send you the listing. The complete MLS listing will likely have many more details about the home that are not always found on a standard internet search done by a consumer - including tax information. So that’s it, you’re done right? Not exactly Taft Street Realty recommends double checking that tax information – as it could be somewhat dated, or may reflect levies and/or exemptions that are no longer in effect. 

Start Calling | But Have This Info Handy When You Do...

You'll
 need to have certain information on hand when calling for tax records, 
no matter if you're calling the Assessor's Office, the Town Clerk, tax collector, or 
the school district. Each person may ask you for something different in 
order to look up the information, so it's best to have everything ready 
prior to calling. First you should have the address, though ironically 
enough in our experience that tends to be the least likely item to be asked for. Another 
crucial piece of info is the owner's last name. Where can you find it? 
The MLS Listing we mentioned previously should contain the owner's last 
name. That's why although the MLS listing should not be your final say 
for information (especially taxes), it is still great to have handy for 
these fine details. Finally, you'll more than likely be asked for the 
&quot;Section, Block, and Lot Number&quot; also referred to as the &quot;S.B.L. &quot;. The
 SBL  refers to the standardized recording system used by U.S. Counties 
to map addresses and locations. Once again, the handy MLS listing should
 have the SBL , sometimes written individually like, &quot;Section &quot;, 
&quot;Block &quot;, and &quot;Lot &quot; (as it is in Ulster County MLS listings). Long story 
short? Before you call anyone for tax information, make sure you have 
these 3 items on hand: the address, the owner's last name, and the SBL. 

Find Out the Current Assessed Value

The bottom line is that taxes are based upon the (most current) assessed value of the home; not its asking price, last year's taxes, or what you think the value of the home might be. Usually the MLS listing will provide an assessed value of the property in its details, but Taft Street recommends confirming the most current assessed value with the town. Every town has an Assessor's Office so give the appropriate Assessor's office a call and ask them for the &quot;current assessed value&quot; of the home. How does the Assessor determine a home's value? What if you disagree with the current assessment? Check out this recent post of ours with more information on Ulster County homes' assessed values. 

Local Ulster County Assessors Contact Numbers 


Woodstock - (845) 679-2113 ext. 1

New Paltz - (845) 255-0103 ext. 3

Saugerties - (845) 246-2800 ext.'s 11 

Marbletown - (845) 687-9523 ext. 107

Kingston - (845) 334-3910

Rochester - (845) 626-0920

Gardiner - (845) 255-9675 ext. 105 

Lloyd - (845) 691-2197

Esopus - (845) 331-5546 

Hurley - (845) 331-7474 ext. 5

Wawarsing - (845) 647-7800 ext. 241


Call For Town Taxes

To obtain the town and county taxes for a property you'll most likely need to speak to the Town Clerk. Some municipalities have an individual Tax Collector, and if so you should contact them first, but in most towns and villages, taxes are collected and recorded by the Town Clerk. Just be sure to have your 3 pieces of information on hand before you call (address, owner's last name, and SBL ), because you can never be sure what they'll ask for in order to look it up. Simple as that 

Here's a very helpful tip however: Be sure to ask a few questions like whether or not the taxes have been paid (don't be shy, this is all public record). You should also ask if the taxes that the clerk just quoted to you included any &quot;exemptions&quot; or &quot;re-levies&quot;. (Oftentimes you'll have to request this specific information as opposed to it being automatically given to you) Why are you asking these questions? The current owner may have an exemption that you will not qualify for that makes their taxes cheaper. If so, you'll have to factor in what your predicted taxes will be without that exemption. If the taxes have not been paid let's say, you'll want to keep that in mind as a buyer when negotiating and factoring costs. If the tax bill sounds extremely high, there may be a re-levy on the property that consists of unpaid school taxes for example. So the tax bill is important but the questions you ask are just as, if not more, important 

Local Ulster County Town Clerk | Tax Collector Contact Numbers 


Woodstock - (845) 679-2113 ext. 4

New Paltz - (845) 255-0100 

Saugerties - (845) 246-2800 ext. 15 (Tax Collector)

Marbletown - (845) 687-7601

Kingston - (845) 334-3915

Rochester - (845) 626-7384

Gardiner - (845) 255-9675 ext. 100

Lloyd - (845) 691-8011

Esopus - (845) 331-9124

Hurley - (845) 331-7474 ext. 2

Wawarsing - (845) 647-7800 ext. 235


Call For School Taxes

On a local level here in Ulster County NY, the school taxes tend to make up the largest portion of a property's tax bill. Whether you have children or not, the school district that a property resides in can mean the difference of thousands of tax dollars per year. It's important for home buyers to be aware of the different school districts within Ulster County and how each can affect a home's tax bill. 

Obtaining the school tax information on a home is very similar to obtaining the town tax information. Each of Ulster County's school districts has a tax collector whom you can contact to obtain that district's tax information. Just be sure to have your 3 crucial pieces of information before you call, and don't forget to ask the right questions - Electronic Tax Info - More so than local municipalities, school districts have started digitizing their tax records so that they can be easily accessed online. Not every school district in Ulster County has made the transition to digital records (see which schools below) but it's likely only a matter of time.

Local School District Contact Numbers | Info


Ellenvile Central Schools Tax Collector - (845) 647-0120

 Kingston School District Online Tax Info - https://www.municipaltaxpayments.com/index.cfm?rev=0000&amp;fuseaction=status.disclaimer&amp;CI=0&amp;CL=11

New Paltz School District Online Tax Info - http://infotaxonline.com/

Rondout Valley Central Schools Tax Collector - (845) 687-2400 ext. 4813

Highland Central Schools - (845) 691-1000

Onteora Central Schools Tax Collector - (845) 657-8743

Saugerties Central Schools - (845) 246-2800 ext. 15


Town Taxes + School Taxes = Total Tax Bill

Congratulations You now have all the information you need for a reliable and accurate picture of a property's tax bill. Now simply add the town taxes and the school taxes and that will give you a pretty good idea of the annual tax bill. Though the above may seem like alot of work for a simple equation, hopefully you can also see how important it is to have the current and accurate information when calculating property taxes. Outdated or incorrect numbers can give you wildly different results for a tax bill, and since it is a fixed annual cost, you want to make sure you've got it right At Taft Street Realty we always go the extra mile to make sure every fine detail is correct and verified

Like everything in our lives, Taft Street Realty believes that all of this information will eventually be digital and accessible via an online platform. School districts have already begun this inevitable transition. But until then, you still have to let your fingers do the walking when obtaining accurate and reliable property tax information for Ulster County. Or better yet? Work with a local Ulster County real estate expert like Dylan Taft who can navigate these fine details of a transaction for you, so you can focus on purchasing your Ulster County dream home
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    <pubDate>Thu, 31 Jan 2013 12:05:51 -0500</pubDate>
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