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        <title>Ulster County Real Estate Blog</title>
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    <guid>https://www.taftstreetrealty.com/blog/best-ways-to-increase-home-values-in-ulster-county-ny.html</guid>
    <link>https://www.taftstreetrealty.com/blog/best-ways-to-increase-home-values-in-ulster-county-ny.html</link>
        <author>dylan@taftstreetrealty.com (Dylan Taft)</author>
        <title>3 Ways to Add Value to Your Home in Ulster County NY</title>
    <description> <![CDATA[ 
Say you're thinking of selling a home in Ulster County and want to boost its value, or perhaps you'd simply like to do some improvements that would be worthwhile. Where does one start? When doing home improvements, you always want to be sure that you're increasing the overall value of your home, while not over-spending and/or putting too much money into an unworthy investment. As Realtors, we here at Taft Street Realty have some tips and advice that can help you prioritize your home improvements based on value and ROI, which stands for &quot;return on investment&quot;. So get your imagination flowing because without further ado, here are the best ways to increase home values in Ulster County NY

1) The Kitchen Is Still King

We've all heard the saying, &quot;the kitchen is the heart of the home&quot;. That still holds true with regards to Ulster County real estate and home values. The style and condition of a kitchen can make or break a sale, so if you're selling your home or just doing some home improvements, the kitchen is a very logical place to start. What changes can be made? Whether you have a modern home for sale or an elegant restored farmhouse, appliances are a crucial part of the kitchen. When buyers walk into a kitchen, one of the first things they tend to ask themselves is, &quot;Will I need to replace these appliances?&quot; If the answer is &quot;Yes&quot; they will factor in those costs while negotiating.

Appliances 

 Think you need to replace your appliances? Taft Street Realty recommends spending the extra money to get either top-of-the-line, or big brand name kitchen appliances. Stainless steel appliances are very popular among today's buyers so if you can afford them, go for it Another big concern among buyers these days is energy efficiency. This is another case where Taft Street recommends investing a little more money in order to get that High Efficiency washer for instance - as you will likely see a return on this investment Remember not to overspend however A starter home or investment property will likely not need a gourmet kitchen or Wolf Range wouldn't fit in a $150K ranch for example. Get the appropriate kitchen for the style and price point of the home, but within these parameters Taft Street recommends spending a little extra to get quality appliances 

Cabinets

Already have new and/or updated appliances? There are other things homeowners can do to spruce up their kitchen aside from upgrading the stove or refrigerator. New cabinetry can completely change the look of a kitchen and give it a second life. Not to say that new cabinets are cheaper than new appliances, in fact it can be quite the opposite. But upgraded cabinetry is been proven to show big returns. A less expensive way to revive your cabinets is to re-paint existing cabinetry; provided the original cabinets are in good shape and the paint color accentuates the existing kitchen. Changing the hardware (knobs &amp; handles) on cabinets along with fresh paint can give a kitchen a whole new look while at the same time saving money 

Countertops 

Another way to transform a kitchen's look is through new countertops. Again Taft Street Realty recommends going the extra mile for quality materials. Beautiful granite countertops can make buyers just fall in love with your kitchen (and your home) There are less expensive alternatives to granite as well Engineered stone can be made to resemble a variety if natural stones and other materials such as corian, soap stone are &quot;granite-like&quot; and becoming very popular. We're also seeing poured concrete used as a beautiful (and affordable) surface for countertops So if you want to increase your home's value but don't know where to begin, you can't go wrong with the kitchen 

2) Think Fixtures &amp; Lighting and Buy Into Green Energy

Lighting fixtures and creative lighting are another area where Ulster County home owners can upgrade and make a big difference There are many new, unique, and stylish forms of lighting hitting the market these days; homeowners should really look into this relatively affordable upgrade. Want to draw attention to some custom shelves or show off your kitchen? Creative lighting fixtures, track lighting, etc. are great upgrades that can have a big impact. You can also use lighting techniques outside to enhance your home (see below) 

As we mentioned earlier, buyers today are concerned with energy efficiency and environmentally friendly building &amp; home products. Sellers should take note and cater to these preferences. The bottom line is energy efficiency is the way of the future so investing in environmentally friendly materials and appliances will definitely be a return on investment; either in the form of an eager buyer who loves your home or the long-term savings associated with an energy efficient appliance for instance. So for a relatively inexpensive upgrade, look into new lighting fixtures; and from now on when purchasing anything from appliances to materials, think green because that's what buyers prefer 

3) Curb Appeal Is Priceless

We can't stress it enough, good curb appeal is priceless and therefore a good investment First impressions are crucial, so sellers want to make the most of that first impression. There are a number of things you can do to improve the curb appeal of your home, from more expensive changes to quick fixes for relatively cheap No matter what you do decide to do, you can rest assured it will be a good investment. Need some ideas? The front door is sometimes looked at as the centerpiece of the home's exterior. Is yours in good condition or should you replace it? Perhaps a fresh coat of paint is needed? (Consider colors that &quot;pop&quot; for your door). Do you have shutters or trim on your windows that are an accent color? A fresh paint job on any trim can also work wonders on a home's exterior.

Don't forget landscaping Flowers or shrubs around your door or lining a walkway are a nice way to add color. A fresh layer of mulch around shrubs and the base of trees will give the home a fresh and clean look. Stonework, be it a pathway or wall(s), is very popular in Upstate NY real estate. Exterior lights are becoming popular as well, so that your front door, a pathway, or that beautiful tree on your property glows elegantly in the evening. 

If you don't have any money to invest in curb appeal, don't worry This is one area where your own elbow grease can go a long way. Maintaining your property over the long-term is always a good investment. Particularly if your home is on the market, do your best to always keep your lawn trimmed and your steps/walkway/ front porch swept clean. Remember that a potential buyer could drive by and any time So if you're planning on selling your home, or want to invest and add value, focus on curb appeal and you can't go wrong 

Solid Advice on How to Add More Value to Your Home

You can increase your home's value in a number of ways. Updating the kitchen is always a safe bet, or invest in good curb appeal When purchasing appliances and materials, think green from now on and go that extra mile for good quality Better yet, contact an Ulster County real estate expert who can give you solid advice on how to add more value to your home. 
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    <pubDate>Wed, 20 Feb 2013 11:47:36 -0500</pubDate>
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    <guid>https://www.taftstreetrealty.com/blog/5-must-know-things-before-looking-at-homes-for-sale-in-ulster-county-real-estate-tips-for-buyers.html</guid>
    <link>https://www.taftstreetrealty.com/blog/5-must-know-things-before-looking-at-homes-for-sale-in-ulster-county-real-estate-tips-for-buyers.html</link>
        <author>dylan@taftstreetrealty.com (Dylan Taft)</author>
        <title>5 Must Know Things Before Looking at Homes for Sale in Ulster County | Real Estate Tips for Buyers</title>
    <description> <![CDATA[ 


Once you have made the decision to begin looking for homes on the Ulster County real estate market there are certain things you should definitely know first to avoid added stress and complications down the road. At Taft Street Realty, we protect our buyers and make every effort to give them all the tools and resources they need as they begin their house hunting journey, wherever it may be in the Hudson Valley region of Upstate New York. Although we focus primarily on the Ulster County NY home search, we know our tips and advice will help buyers pretty much anywhere So without any further delay, here are 5 MUST KNOW tips for homebuyers and yet another Ulster County real state blog post authored by Taft Street Realty Enjoy 

Loan Programs 101 | Pros and Cons

It’s very important early on to know where you stand as a buyer and what your purchasing power is. Getting in touch with a mortgage or loan specialist in Ulster County NY will help you figure out what different loan programs may be available to you. There are pros and cons that come with each loan program so knowing your options and narrowing down the best program for you will set you apart from many other buyers in the market. Getting pre-qualified before house hunting will have you ready to go should a good deal present itself. Not all loan programs are created equal. Knowing upfront which program is best for you allows for better planning between offer and closing.

Translate Price Into Monthly Payment

Another important thing that Ulster County NY mortgage professionals can help with is translating a home’s price into a monthly payment. Of course there are many online “mortgage calculators” but they won’t give you the most accurate picture of what your monthly payment would look like. The calculators on most websites won’t calculate precise insurance and tax numbers, specific closing costs, as well as other variables affecting the monthly payment. Ask for a loan scenario worksheet or good faith estimate so that you have the clearest representation of the numbers. Start with a local bank or credit union; buyers will find comfort in the good service they will receive. 

Interest Rate Options

In addition to loan programs and monthly payment information, knowing your interest rate saves you from having to guess. Rates being advertised may not be what you qualify for. Using too low or too high of an interest rate when you crunch numbers could drastically impact what’s comfortable and affordable for you in terms of price range or monthly payment. And as rates inch up in 2013, qualifying early on allows buyers to lock in a rate when the time is right. You can’t lock a rate until you have been qualified and if a hot property comes on the market and you are not ready you could potentially lose out on the dream home. Knowledge is power and the more a buyer knows the better off they are. The more prepared a buyer is the better the deal they will likely get. At Taft Street, we don’t “sell” buyers; we prepare, help, and guide them. 

Estimated Closing Costs | Assistance Programs

Along the same lines as interest rate and loan programs are closing costs. They can vary from state to state, county to county, but buyers should clearly understand what will be required of them in order to complete the purchase. Closing costs may include, but are not limited to, insurance costs, title and other filing fees, appraisal and attorney expenses, pre-paid taxes, real estate commissions, loan down payment, deed recording fees, rate buy down costs, and other bank fees, etc. Not knowing what you’re responsible for as a buyer will only have you frustrated and stressed when the time comes to make an offer. If a buyer gets this info early on and they can’t afford the closing costs, then perhaps the mortgage pro can offer special down payment or closing cost assistance programs that may be available.

Ways to Fix and Repair Your Credit

This is one obstacle that buyers may need to face should they not qualify for a mortgage. Just another reason to see an Ulster County home loan specialist (before serious house hunting) because they can help show buyers the best ways to repair their credit and pay off any debt that might be required. When home buyers start searching on real estate websites too early or seeing homes in person with an agent before they even know if they’re qualified, doing so could cause unnecessary frustration or heartbreak. The best real estate agents and mortgage pros can be a very helpful resource that buyers should utilize early and often when looking for ways to fix credit issues so that qualifying for a home loan is easier.

Real Estate Tools &amp; Resources for Ulster County Buyers

Taft Street Realty makes every attempt to give buyers the tools and resources they need to better manage the purchase process. We know a prepared buyer is a strong and happy buyer Homes for sale in Ulster County are easy to find, but what’s not always easy to find are the tips and tricks and other important things for buyers to remember along the way. We cover all the important real estate FAQ’s and it’s easy to find the Taft Street Realty blog, just search Google for the Best Real Estate Blog in Ulster County We look forward to connecting with you soon
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    <pubDate>Tue, 12 Feb 2013 10:02:28 -0500</pubDate>
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    <guid>https://www.taftstreetrealty.com/blog/ulster-county-property-tax-info-how-not-knowing-the-true-numbers-can-hurt-you.html</guid>
    <link>https://www.taftstreetrealty.com/blog/ulster-county-property-tax-info-how-not-knowing-the-true-numbers-can-hurt-you.html</link>
        <author>dylan@taftstreetrealty.com (Dylan Taft)</author>
        <title>Ulster County Property Tax Info | How Not Knowing the True Numbers Can Hurt You</title>
    <description> <![CDATA[ 
Ulster County Property Tax Info | How Not Knowing the True Numbers Can Hurt You

Not too long ago, property taxes were not a major concern when looking at Ulster County homes for sale. Property taxes rarely, if ever, got in the way of a sale when it came time to close. My how the times have changed These days knowing the exact property taxes on a home for sale is a MUST. Otherwise buyers may be in for a big and possibly very costly surprise. With the date for tax grievances quickly approaching, we here at Taft 
Street Realty thought it would be a good time to talk about property 
taxes and how to obtain accurate tax information from your local municipality. In some cases if a buyer thinks the taxes are too high they may be able to get permission from the seller to grieve taxes on their behalf in an effort to make the home more affordable. Lowering the taxes can be the best (and sometimes the only) way a buyer can qualify to buy the home they love.

How To Gather Property Tax Info 

Tax records are public information, but that does not mean they are always easy to find Researching the tax information on a particular property tends to be more of a gathering of information from a variety of sources as opposed to a quick search of a main database. A home’s yearly property taxes are generally comprised of the town &amp; county tax, and taxes from the local school district. Adding the town and school taxes will give you the home’s annual tax bill. Simple enough - but in order to obtain that information one has to do a little digging. Where do you start? Taft Street breaks down the process to help you better understand how a home buyer can verify the exact, up to date tax numbers. 

Get the MLS Listing | But That's Just the 1st Step...

Say you’re interested in a home and would like to get an idea of its property taxes. If it happens to be for sale we encourage you to contact either your real estate agent to get the MLS Listing, or if you don’t have an agent, call the brokerage on the sign and ask that they send you the listing. The complete MLS listing will likely have many more details about the home that are not always found on a standard internet search done by a consumer - including tax information. So that’s it, you’re done right? Not exactly Taft Street Realty recommends double checking that tax information – as it could be somewhat dated, or may reflect levies and/or exemptions that are no longer in effect. 

Start Calling | But Have This Info Handy When You Do...

You'll
 need to have certain information on hand when calling for tax records, 
no matter if you're calling the Assessor's Office, the Town Clerk, tax collector, or 
the school district. Each person may ask you for something different in 
order to look up the information, so it's best to have everything ready 
prior to calling. First you should have the address, though ironically 
enough in our experience that tends to be the least likely item to be asked for. Another 
crucial piece of info is the owner's last name. Where can you find it? 
The MLS Listing we mentioned previously should contain the owner's last 
name. That's why although the MLS listing should not be your final say 
for information (especially taxes), it is still great to have handy for 
these fine details. Finally, you'll more than likely be asked for the 
&quot;Section, Block, and Lot Number&quot; also referred to as the &quot;S.B.L. &quot;. The
 SBL  refers to the standardized recording system used by U.S. Counties 
to map addresses and locations. Once again, the handy MLS listing should
 have the SBL , sometimes written individually like, &quot;Section &quot;, 
&quot;Block &quot;, and &quot;Lot &quot; (as it is in Ulster County MLS listings). Long story 
short? Before you call anyone for tax information, make sure you have 
these 3 items on hand: the address, the owner's last name, and the SBL. 

Find Out the Current Assessed Value

The bottom line is that taxes are based upon the (most current) assessed value of the home; not its asking price, last year's taxes, or what you think the value of the home might be. Usually the MLS listing will provide an assessed value of the property in its details, but Taft Street recommends confirming the most current assessed value with the town. Every town has an Assessor's Office so give the appropriate Assessor's office a call and ask them for the &quot;current assessed value&quot; of the home. How does the Assessor determine a home's value? What if you disagree with the current assessment? Check out this recent post of ours with more information on Ulster County homes' assessed values. 

Local Ulster County Assessors Contact Numbers 


Woodstock - (845) 679-2113 ext. 1

New Paltz - (845) 255-0103 ext. 3

Saugerties - (845) 246-2800 ext.'s 11 

Marbletown - (845) 687-9523 ext. 107

Kingston - (845) 334-3910

Rochester - (845) 626-0920

Gardiner - (845) 255-9675 ext. 105 

Lloyd - (845) 691-2197

Esopus - (845) 331-5546 

Hurley - (845) 331-7474 ext. 5

Wawarsing - (845) 647-7800 ext. 241


Call For Town Taxes

To obtain the town and county taxes for a property you'll most likely need to speak to the Town Clerk. Some municipalities have an individual Tax Collector, and if so you should contact them first, but in most towns and villages, taxes are collected and recorded by the Town Clerk. Just be sure to have your 3 pieces of information on hand before you call (address, owner's last name, and SBL ), because you can never be sure what they'll ask for in order to look it up. Simple as that 

Here's a very helpful tip however: Be sure to ask a few questions like whether or not the taxes have been paid (don't be shy, this is all public record). You should also ask if the taxes that the clerk just quoted to you included any &quot;exemptions&quot; or &quot;re-levies&quot;. (Oftentimes you'll have to request this specific information as opposed to it being automatically given to you) Why are you asking these questions? The current owner may have an exemption that you will not qualify for that makes their taxes cheaper. If so, you'll have to factor in what your predicted taxes will be without that exemption. If the taxes have not been paid let's say, you'll want to keep that in mind as a buyer when negotiating and factoring costs. If the tax bill sounds extremely high, there may be a re-levy on the property that consists of unpaid school taxes for example. So the tax bill is important but the questions you ask are just as, if not more, important 

Local Ulster County Town Clerk | Tax Collector Contact Numbers 


Woodstock - (845) 679-2113 ext. 4

New Paltz - (845) 255-0100 

Saugerties - (845) 246-2800 ext. 15 (Tax Collector)

Marbletown - (845) 687-7601

Kingston - (845) 334-3915

Rochester - (845) 626-7384

Gardiner - (845) 255-9675 ext. 100

Lloyd - (845) 691-8011

Esopus - (845) 331-9124

Hurley - (845) 331-7474 ext. 2

Wawarsing - (845) 647-7800 ext. 235


Call For School Taxes

On a local level here in Ulster County NY, the school taxes tend to make up the largest portion of a property's tax bill. Whether you have children or not, the school district that a property resides in can mean the difference of thousands of tax dollars per year. It's important for home buyers to be aware of the different school districts within Ulster County and how each can affect a home's tax bill. 

Obtaining the school tax information on a home is very similar to obtaining the town tax information. Each of Ulster County's school districts has a tax collector whom you can contact to obtain that district's tax information. Just be sure to have your 3 crucial pieces of information before you call, and don't forget to ask the right questions - Electronic Tax Info - More so than local municipalities, school districts have started digitizing their tax records so that they can be easily accessed online. Not every school district in Ulster County has made the transition to digital records (see which schools below) but it's likely only a matter of time.

Local School District Contact Numbers | Info


Ellenvile Central Schools Tax Collector - (845) 647-0120

 Kingston School District Online Tax Info - https://www.municipaltaxpayments.com/index.cfm?rev=0000&amp;fuseaction=status.disclaimer&amp;CI=0&amp;CL=11

New Paltz School District Online Tax Info - http://infotaxonline.com/

Rondout Valley Central Schools Tax Collector - (845) 687-2400 ext. 4813

Highland Central Schools - (845) 691-1000

Onteora Central Schools Tax Collector - (845) 657-8743

Saugerties Central Schools - (845) 246-2800 ext. 15


Town Taxes + School Taxes = Total Tax Bill

Congratulations You now have all the information you need for a reliable and accurate picture of a property's tax bill. Now simply add the town taxes and the school taxes and that will give you a pretty good idea of the annual tax bill. Though the above may seem like alot of work for a simple equation, hopefully you can also see how important it is to have the current and accurate information when calculating property taxes. Outdated or incorrect numbers can give you wildly different results for a tax bill, and since it is a fixed annual cost, you want to make sure you've got it right At Taft Street Realty we always go the extra mile to make sure every fine detail is correct and verified

Like everything in our lives, Taft Street Realty believes that all of this information will eventually be digital and accessible via an online platform. School districts have already begun this inevitable transition. But until then, you still have to let your fingers do the walking when obtaining accurate and reliable property tax information for Ulster County. Or better yet? Work with a local Ulster County real estate expert like Dylan Taft who can navigate these fine details of a transaction for you, so you can focus on purchasing your Ulster County dream home
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    <pubDate>Thu, 31 Jan 2013 12:05:51 -0500</pubDate>
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    <guid>https://www.taftstreetrealty.com/blog/5-important-things-affecting-ulster-county-home-values.html</guid>
    <link>https://www.taftstreetrealty.com/blog/5-important-things-affecting-ulster-county-home-values.html</link>
        <author>dylan@taftstreetrealty.com (Dylan Taft)</author>
        <title>5 Important Things Affecting Ulster County Home Values</title>
    <description> <![CDATA[ 


5 Important Things Affecting Ulster County Home Values 

Some of the most important things affecting Ulster County home values are associated with the location, neighborhood, and town that the property is in. In our earlier articles, Taft Street Realty discussed some of the do's and don'ts of Ulster County real estate and some signs to look for when you're viewing a home. This post covers the importance of doing your homework and researching the area that surrounds your potential dream home. Things like the taxes, neighborhood, and landscape can all have an impact on the value of the home. 

Property Taxes

Back in the days, taxes never seemed to be a concern; and they certainly never got in the way of the sale when it was time to close. But today, fuggedaboutit Exact tax numbers MUST be determined before a buyer makes an offer on a home. In Ulster County, assessed values are still in most cases higher than the true market value and therefore property tax amounts could be too high for a buyer to qualify for the loan. NEVER trust the taxes shown in the listing More often than not, the taxes shown are lower than what they really are or have exemptions tied to them. If a loan originator uses numbers that are too low then the buyer could be in for a rude awakening come closing time when either they don’t qualify or their monthly payment is way higher than originally quoted. Always contact the town for the true most recent and accurate tax numbers before getting qualified, and definitely before making an offer…


Neighbors and the Condition/Value of Their Homes 

This is an area many buyers often overlook. The condition and value of the neighboring homes is important. The general rule of thumb is that when at all possible, it’s best NOT to have or buy the most expensive house on the block - unless all your neighbors’ homes are as nice and just as expensive. If you buy a house for $300k and all of the surrounding homes are less than $200k - that could be a problem over time. Ask yourself, “Do/will the neighbors keep their homes as nice?” or, “will this affect the value of my home if/when I want to resell?” Just make sure you absolutely love the location you are buying in if the surrounding homes are not in line with what you’re buying. It's always best to find a house in a location where you can catch up to the neighbors and their home values over time. Look for that $250k house in a $500k neighborhood and you might just have yourself a winner…

Proximity to Conveniences | How Remote Is the Property? 

Are you in the sticks? Is it too quiet out there? If you like seclusion than no neighbors are great. But if not, make sure you know the surrounding area and make sure you map out where the nearest gas station or supermarket is. With gas prices where they are these days, buyers should at least think about the cost of driving to and from the main village or hamlet in case you need milk or eggs or just want to grab a pizza on a lazy Sunday. Don’t underestimate the importance of nearby conveniences…

Nearby or Neighboring Wetlands?

How wet is the ground around the house and around the neighboring properties? Is the home on a designated flood plain? Is the elevation low? Do all of the surrounding lands drain onto the property you like? Make sure you pay attention to the grounds and make sure you are not in a known flood zone or in a classified or designated wetland area. There may be development restrictions or you simply may be in a low land area where drainage could be a problem or the septic system could be stressed or compromised. After Superstorm Sandy and Hurricane Irene before that, pay careful attention to the potential for flooding in your potential dream home and how it may affect the home's value. In this respect it's very simple - do your homework… 

Local Zoning Laws | Can You Do What You'd Like to the Property?

Are you looking to work from home? Maybe run a pet spa on the property? Perhaps transform a single family home into a 2 family? Whatever it is you want to do, don’t assume it is possible. Make sure you contact the local town zoning department and make sure the property you like has the zoning in place to accommodate the things you want to do on the property. Never assume…

Your Local, Go-To Resource For Ulster County Real Estate Info 


This concludes our series featuring the 15 things to look for when viewing Ulster County real estate for sale. At Taft Street Realty, we know that knowledge is power for Ulster County buyers and sellers. That's why we strive to be your local, go-to resource for information on all things related to Ulster County real estate 
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    <pubDate>Fri, 25 Jan 2013 13:18:25 -0500</pubDate>
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    <guid>https://www.taftstreetrealty.com/blog/15-things-to-look-for-when-viewing-homes-for-sale-ulster-county-real-estate.html</guid>
    <link>https://www.taftstreetrealty.com/blog/15-things-to-look-for-when-viewing-homes-for-sale-ulster-county-real-estate.html</link>
        <author>dylan@taftstreetrealty.com (Dylan Taft)</author>
        <title>15 Things To Look For When Viewing Homes For Sale | Ulster County NY Real Estate</title>
    <description> <![CDATA[ 

15 Things To Look For When Viewing Homes For Sale


Paying attention and looking for the right things when viewing homes for sale in Ulster County NY will save you time, money, and stress. Like anywhere, buying a home in the Hudson Valley area of Upstate New York can have its ups &amp; downs, and can can sometimes seem like a daunting task. However if you are looking out for the right things when shopping around, the process becomes easier, less intimidating, and much more fun At Taft Street Realty we know not all agents are created equal and many agents are either new, or have very little experience when taking buyers out in the field. We always give our best information away for free and we hope this next series of posts gives you the confidence and assurance that you are not going to miss out on a good home and, more importantly, you don’t end up buying the wrong home So with that said, here are the first five of 15 things to look for when viewing homes for sale. Buyers should pay attention to these points order to make the most informed decisions about real estate for sale in Ulster County NY.

Drainage Problems

Ask yourself, &quot;What is the grade of the land on the property? Does it pitch towards or away from the home?&quot; After storms like Irene and Sandy many buyers want to be far away from streams, creeks, and rivers. But you don’t have to be near water to have water problems or flooding. All water has to drain and go somewhere, so just make sure all the water from your road (and your neighbors) isn’t draining onto your property or the one you want to buy If there are drainage concerns, consult with an engineer to see what can be done to solve the problem. You might just be amazed at what a big excavator can do in a day Rerouting the water to go somewhere other than into your house or basement is ideal. Homes that stay high and dry are always best…


Roof Condition &amp; Pitch, and Gutters 

This relates to drainage in many ways. Roofs are often underappreciated and overlooked when buying a home. A roof is good until it leaks - and then what are you going to do? Always keep an eye on your roof and never let it get too rough before you replace it. It’s ok to try and squeeze every bit of life out of it, just as you would with say a heating system, but there comes a time when you put the rest of the home at risk (i.e. the interior) if you let things go too long. Also know the pitch of your roof, and how flat it is. If you are in a heavy snow area then make sure you don’t let too much weight accumulate because you don’t want to have any cave-ins. Keep your gutters clean too. They play an important role in drainage and keeping your basement dry believe it or not…

Heating System 

Any home approaching 25-30 years old could be in need of a new heating stystem. Some have 9 lives and last forever, others crap out well before their expected lifetime. Proper maintenance and upkeep can go a long way. The lesson here is that they can die at any time, so budgeting for a new one is important, especially if you are buying in the winter months or if the hot water comes from the heating system. Nobody wants a cold shower so make sure before you buy you know roughly how many years are left - and factor in the age of the heating system when negotiating…

Foundation Cracks

There are many types of cracks found in a foundation or basement floor. Step cracks on block foundations, vertical or horizontal cracks, slight cracks, to very large and deep cracks. Foundations can even shift, which is not good. Always ask the inspector about the severity of cracks and their honest opinion on whether or not to be worried. Most all concrete foundations will eventually crack. It’s just what concrete does, whether from stress, settling, shifting, heaving, etc. Cracks come in many forms, shapes, and sizes. Concrete is like a sponge and it naturally soaks in and releases water. Water on concrete isn’t necessarily a bad thing, it’s just a question of where is the water coming from and where is it going? Sump pumps can help, so can dehumidifiers. Determining the cause and effect of cracks will help you figure out if the home is worth buying. Most of the time it is natural and nothing to worry about. But the severe cracks, heaving, and shifting are big problems and buyers should be aware of the consequences… 

Moisture In The House

Got moisture? This can relate to the 1st, 2nd, and 4th items we talked about. First things first - try to find out why. Has the home been vacant and locked up for a
year or more? Are there exterior drainage
issues? Is there mold present? There could be many reasons why the home is
retaining moisture. A good home
inspector will determine the source and will consult on various solutions. Bottom line…make sure you understand if the
problem can be remedied and at what cost.
And for negotiating purposes, get estimates in writing and only use
professional and reputable companies to give those estimates and/or perform the
work…

 

More To Come For Ulster County Home Buyers...

We hope you've found the first installment of our Ulster County home buyer's checklist helpful and informative. Author Dylan Taft's next article focuses on some Do's and Don'ts for Ulster County real estate, so check it out  

 ]]> </description>
    <pubDate>Mon, 21 Jan 2013 06:00:33 -0500</pubDate>
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    <guid>https://www.taftstreetrealty.com/blog/2012-spring-tick-alert-taft-street-warningearly-spring-weather-brings-ticks-out-early.html</guid>
    <link>https://www.taftstreetrealty.com/blog/2012-spring-tick-alert-taft-street-warningearly-spring-weather-brings-ticks-out-early.html</link>
        <author>dylan@taftstreetrealty.com (Dylan Taft)</author>
        <title>2012 Spring Tick Alert &amp; Taft Street Warning…Warm Spring Weather Brings Ticks Out Early</title>
    <description> <![CDATA[ 
Warm weather and sunshine signals that spring has sprung in Ulster County, NY The local housing market kicks into high gear this time of year, as buyers leave their computers and start viewing homes for sale in Ulster County in person. If you plan on walking along property lines or strolling land parcels with your Realtor, Taft Street Realty reminds you to be alert for ticks This time of year (spring and early summer) is prime tick season in the Hudson Valley, but that doesn't mean you have to stay indoors Here's the Taft Street Tick Guide to help you stay tick-free as you look at real estate in Ulster County NY.

Tick 101 - Get to Know This Ulster County Resident

Ticks come with the territory here in the Hudson Valley region, a fact that some buyers from New York City and other out-of-town areas aren't aware of. This is no cause for alarm however, and certainly shouldn't discourage anyone from looking at Hudson Valley homes for sale. True, some ticks carry harmful bacteria including Lyme disease, but with a little know-how you can greatly reduce your chances of being bitten. First is to identify the enemy, and second is to know where and when you are most at risk. The most common ticks found in New York State are the Wood Tick and the Deer Tick. The Wood tick is the larger of the two, with legs and appendages that are visible to the naked eye. Wood ticks do NOT carry Lyme disease, though they can potentially carry other bacteria. Deer Ticks are much smaller than Wood Ticks; so tiny that they can resemble a freckle or a speck of dirt on the skin and can easily go unnoticed. Deer Ticks do carry Lyme disease, though not all do. Tick season is spring, through the summer and the fall, so be extra aware during these times of year. Ticks prefer shady, moist areas at ground level; making tall grass, brush, and shrubs common places for ticks to be found. Not just limited to wild areas, ticks also live in gardens, on lawns, and they love stone walls. Knowing when and where you are most vulnerable to ticks and preparing accordingly is half the battle in tick prevention.

Easy Tick Prevention Tips

There are steps you can take to prevent from getting a tick; both for yourself and for your property to discourage ticks from moving in. Buyers who are outside trekking across land parcels and property lines should wear light clothing (preferably with a tight weave) to make ticks easy to spot. They'll linger on clothing before travelling upward. Wear high socks, boots, and long sleeves; and tuck your pants into your shoes. If you have long hair tie it back when outside, and avoid heavy brush and wooded areas, sticking to paths if you can. Try not to sit directly on the ground or on stone walls. Most of all, check yourself frequently particularly in the shower for any ticks that may have gotten onto your skin. Parents of children should get into the habit of checking their kids once a day during tick season, as children are less likely to notice when they've been bitten. Deny ticks a home by keeping your property in order. Keep your lawns short and your hedges trimmed. Clear dead leaves and brush away, and trim any high grass around gardens and stone walls. Stack wood piles neatly and away from your home. Don't forget the fall Ticks can live in dead leaves and garden litter over the winter, so clear all of that stuff away during the fall.

Don't Worry Enjoy the Warm Weather BUT Be Aware 

Most importantly though, don't worry too much about the ticks  If you're looking at a home for sale, walk every inch of that property Like anything, ticks may carry some risk, but with a little common sense and some general know-how, you and your family will be perfectly safe and ready for some spring &amp; summer fun in Ulster County For other helpful tips and guides, check out the best real estate blog in Ulster County, brought to you, as always, by Taft Street Realty.

 

Deer Tick Photo Copywright NYS Dept. of Health 

health.ny.gov/diseases/communicable/lyme 
 ]]> </description>
    <pubDate>Tue, 20 Mar 2012 17:20:46 -0400</pubDate>
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    <guid>https://www.taftstreetrealty.com/blog/how-and-when-to-file-a-tax-grievance.html</guid>
    <link>https://www.taftstreetrealty.com/blog/how-and-when-to-file-a-tax-grievance.html</link>
        <author>dylan@taftstreetrealty.com (Dylan Taft)</author>
        <title>How and When to File a Tax Grievance</title>
    <description> <![CDATA[ 
All homeowners should know how to file a tax grievance because with a market turn like we've just experienced it's important to know if/when you are being over-assessed. If you think you might be paying too much in property taxes, a grievance can be filed and your case reviewed by a local municipality. A successful grievance can lower your property taxes and is not as complicated as you may think. But there is a deadline; so without further ado here's a quick reference guide from Taft Street Realty on how, when, (and why) to file a tax grievance.

When To File A Grievance  

Ulster County Property taxes are based on the value of your home. Your local assessor determines the market value of your home on behalf of the municipal government; and does so in a manner not unlike a comparative sales analysis done by a real estate agent. The assessor then factors in the tax rate, and after a few calculations, your property taxes are born. Therefore, the assessor's market value of your home is very important, so make sure it's correct Every year usually around the beginning of May, the assessor will publish what's known as an &quot;Assessment Roll&quot; which will state the assessed value of every home in the municipality. You can find &quot;the roll&quot; at your local assessor's office or even online in some cases. If you feel that the value that your assessor has on the roll is higher than the actual value of your home, you'll want to dispute the assessed value, which leads us to the tax grievance... 

How to File a Tax Grievance

In the simplest terms, when you file a tax grievance you need to prove that the market value of your home is lower than the amount assessed by your municipal government (which is known as an &quot;Unequal Assessment&quot;). It is a relatively simple process, requiring as little as two forms, and can be filed with or without an attorney (though we recommend using an attorney and we'll tell you why). The first form is the RP-524 which is required by New York State. The second form is called the &quot;Letter of Support&quot;, which is basically a business letter written by you briefly explaining why the assessment on the &quot;roll&quot; is unequal. This letter of support is where you can include any associated documentation you'd like such as past sale market research, and/or private assessments, etc. Here's a tip: When you write your letter of support be sure to include a specific amount (exact number) that you'd like to have your assessed value lowered to, and always ask for as much as legally possible. The assessor's office must have received your tax grievance by &quot;Grievance Day&quot;, which in Ulster County, NY is May 22nd, 2012. After which a review will be scheduled to consider your grievance. Note: You are not required to attend your review, but you are certainly entitled to if you'd like.

Why An Attorney Can Help

Though you don't need to work with an attorney to file a tax grievance, Taft Street Realty recommends it for a few reasons. Statistically, attorneys have a better track record at winning grievances than those who work without one. An Ulster County attorney will do all of the legwork for you, including the market research to be used in your grievance. And an attorney may not be as expensive as you think. In fact, many attorneys only require payment if you win your grievance, and it is usually a percentage of the taxes saved in your 1st year. 

A No-Lose / Can't Hurt Situation 

Filing a tax grievance is basically a no-lose (can't hurt) situation as it will at least force the local town to review your property. So if you think there is any chance you could win a grievance, we here at Taft Street Realty recommend that you give it a try 

 
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    <pubDate>Fri, 02 Mar 2012 11:24:18 -0500</pubDate>
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    <guid>https://www.taftstreetrealty.com/blog/winter-driving-tips-for-the-hudson-valley-region.html</guid>
    <link>https://www.taftstreetrealty.com/blog/winter-driving-tips-for-the-hudson-valley-region.html</link>
        <author>dylan@taftstreetrealty.com (Dylan Taft)</author>
        <title>Winter Driving Tips for the Hudson Valley Region</title>
    <description> <![CDATA[ 
With the temperatures dropping and snow flurries falling, it's time to offer up some winter driving tips for the Hudson Valley Region. No such thing as cabin fever around here The winter season full of fun activities and gorgeous sights in Ulster County, New York. The local housing market remains steady with serious buyers viewing homes for sale in the Hudson Valley in spite of the weather. So whether you're a Buyer, Seller or a Local, with a little preparation and some heads up driving, you'll have no problem reaching your desired destination this winter. Here are some basic tips and advice for those of us who love living in Ulster County, NY during the wintertime

Strategic Driving Tips for Curvy, Ulster County Country Roads...

If you plan on buying a home in the Hudson Valley and you're viewing properties in the winter months, the driving may require some extra attention if the conditions are snowy. Don't worry, a little extra awareness is all you need for a pleasant winter's drive. Here are some actual driving tips for Ulster County, NY winters.

Keep At Least 1/2 Tank of Gas in Your Car - This prevents your fuel lines from freezing and gives you better gas mileage while your cranking that heat and defrost. Don't Warm Up Your Car in the Garage - Or any enclosed area due to risk of carbon monoxide exposure. Clean Out Your Tailpipe - Make sure snow isn't clogging your tail pipe so exhaust flows outside and not inside your car's interior. Clean Off ALL of Your Car Windows - Sure you may be tired or in a hurry, but don't cut corners and scrape off little bits here and there. You need full visibility especially when driving in winter conditions. Leave Plenty of Room to Stop and Brake Gently - experts say you should leave up to 3 times the normal amount of space between cars when driving in the winter time. Do your best to brake gently when coming to a stop to prevent skidding and sliding. Get Momentum Up Hills &amp; Steer Where You Want to Go - Try and build up some momentum as you approach a hill. This will help prevent against getting stuck in the middle with your wheels spinning If you do end up sliding, Steer your wheel in the direction you want to go, even if you're heading in another direction. This will help your car right itself.

Stuck? - No worries, it happens to the best of us Move the Steering Wheel Back and Forth -  Take advantage of your power steering The moving tires will clear snow away from your wheel wells. Don't Spin Your Wheels - Like most things done out of frustration, it won't get you anywhere. Try and Rock it Out - By gently tapping the gas over and over (or quickly going from Drive to Reverse in a fluid motion if you're able) you can get your car rocking, giving you some momentum so punch it when the time is right

Simple Supplies - The Basic Essentials for Winter Cruising in the Catskills

Ah, the old saying &quot;be prepared&quot;. It rings true, especially when driving in winter conditions. By keeping a few items in your car, you're giving your future self a hand should something go wrong. Few phrases are more relieving to say than &quot;Boy, I'm glad I had that (insert helpful object here)&quot; Here are some basics items you should have in your car, they don't take up much room and can make a world of difference 

A Blanket - An extra layer of warmth for you or a passenger, and in a pinch can be used under your tires for traction should your car get stuck in the ice. (in which case kiss the blanket good-bye). Small, Quality Shovel - Just a small size is needed to dig out wheels, but it's a must that the shovel is sturdy and well-made to deal with ice (no gas-station specials, they break when you need them most) Gravel, Kitty Litter, or Salt - For traction, sprinkle under your tires if you're stuck in ice. Gravel tends to be heaviest, and Kitty Litter has a very particular odor. Salt melts the ice, but has been known to irritate the feet of animals and pets, what you use is purely a matter of preference. Spare Set of Winter Clothes - Ever scrape off a car with no gloves on? If you're going out for a nice evening in the Hudson Valley, you may not wear a scarf, hat, and gloves. That's because you never dreamed you'd be digging out your car after a fresh snowfall while you were at dinner. With an extra set of winter gear in the trunk, you'll always be ready. Sunglasses - Some folks don't like wearing sunglasses but they can be a lifesaver in winter months. The snow tends to reflect sunlight with great intensity and sunglasses can cut down that painful glare on a bright morning. At the end of the day, the winter sun sets a little earlier and usually lines right up with our afternoon / evening commute. A late afternoon sun can be just as blinding as the morning, so keep some sunglasses on hand, you'll be glad you did. A Flashlight - For any number of reasons, you should have a reliable flashlight in your car (Smartphone apps don't count) Better to Have and Not Need - You may never use these items, but I guarantee that if you end up needing them, you'll be very glad you had them around

The winter time is a great time to look at real estate for sale in Ulster County, NY  Stay in touch with Taft Street Realty, we've got the best blog for tips and advice in the Hudson Valley
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    <pubDate>Wed, 04 Jan 2012 15:08:20 -0500</pubDate>
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    <guid>https://www.taftstreetrealty.com/blog/a.html</guid>
    <link>https://www.taftstreetrealty.com/blog/a.html</link>
        <author>dylan@taftstreetrealty.com (Dylan Taft)</author>
        <title>Disaster Readiness 101</title>
    <description> <![CDATA[ 
Recent events around the world, most recently in Japan, are a sobering reminder of the sheer strength and unpredictability of nature. The horrifying events that took place in Japan left the rest of us wondering, what if it happens here? Will I be ready?  Granted, the danger of a tsunami is not as great in America as it is in Japan. However there are a number of potential threats, both natural and man-made, that warrant caution. By following a few simple, logical strategies, you can help ensure the safety of you and your family in the unlikely event of a natural (or unnatural) disaster. 

Tsunamis
The threat of a tsunami on the scale of the one that struck Japan is not necessarily a constant here in the States. However our coastal regions and the Hawaiian Islands have the potential, albeit unlikely, for a tsunami strike. As Japan has shown, tsunamis are very dangerous and should be taken seriously. Heed Warnings – If you happen to live in a tsunami zone be sure to take weather warnings very seriously. If the order is given to evacuate or otherwise, you must do so no matter how minor the incident may seem. Know The Route To Higher Ground – You don’t have to have it mapped out, but it is wise to be aware of which roads in your area lead to higher elevations. In times of distress, it is easy to become disoriented and panic. If you know the way in advance, you’ll feel that much better. Save Yourself &amp; Others, Not Your Possessions – Time is of the essence. Remember to take warnings seriously and keep in mind what is truly important in a dangerous situation.           


Earthquakes
Earthquakes are a more familiar threat to the United States, and some areas are very prone to them. It is always wise to remember a few of the basic rules of staying safe during an earthquake. If You’re Indoors – If possible, go to the ground floor. Try and move into a doorway, a corner, or against a wall. If possible, try and keep a distance from heavy appliances and furniture. If You’re Outdoors – Definitely stay outdoors If you can, move away from any tall buildings or structures or trees. If You’re In A Car – Stop the car. Remain inside the car; they are designed to protect you. Only exit the car and/or begin moving if you are absolutely sure it is safe.             

Nuclear Incident – There are over 100 operating nuclear power plants within the United States. The good news is that the safety and technology is always improving, however Japan has shown us that nuclear power can still be very dangerous and should be taken very seriously. Distance Makes You Safer – If you are able to evacuate you must do so. The best way to avoid the danger of a nuclear disaster is to get as far away as possible. Can’t Evacuate? – You are better off remaining indoors if possible. If you can, close all doors, windows, and vents. Turn off any air conditioning, heating, or air-intake systems. Go to the basement or another underground area if possible. Also unless you have to, do not use a telephone.             

Tips To Remember - Of course the worst thing about a disaster is that you don’t plan it. If you find yourself in the middle of some unforeseen event, try and remember a few of the more general safety tenets to help you out. Be Aware of Exhaustion – If you can, give your body the proper rest as it will be extra strained in stressful situations. Eat Good If You Can &amp; Clean Water Only - Even if you don’t feel hungry it is good to eat regularly for sustenance. Do not drink water if you suspect it is unsafe, you’re better off without it. Wash Your Hands Thoroughly – Mom was right, even in emergency situations. Be Aware of NEW Safety Concerns – Has your landscape changed? Has something caught fire? Downed power lines, trees and disabled cars can all be potential hazards. Try And Avoid Areas Where You Smell Gas Or Fumes – Any gas or fumes may be either flammable and/or hazardous to your health. Do Not Attempt To Help Wounded Animals – As much as you may want to, the health of you and your companions must take priority above all else. A wounded animal can be dangerous, sick, and unpredictable.             

Hopefully you’ll never find yourself in the midst of some major disaster. If you do however, some simple safeguards and active awareness can go a long way to protect you and your family from harm. For more information on disaster awareness the FEMA website is very helpful and informative.  

 ]]> </description>
    <pubDate>Mon, 02 May 2011 11:35:28 -0400</pubDate>
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